← Back to calculatorsHRA · Section 10(13A)
How much rent is actually tax-free?
Enter salary, rent paid, and city — get your HRA exemption under Section 10(13A) with all three rule comparisons shown.
HRA Exemption Formula
Exemption = MINIMUM of: ① Actual HRA received | ② 50% of (Basic + DA) | ③ Rent Paid − 10% of (Basic + DA)
Salary Details
₹
Your basic pay component
₹
DA if it forms part of retirement benefits. Enter 0 if none.
₹
House Rent Allowance from salary slip
₹
Actual rent you pay for accommodation
City Type
Metro cities for HRA exemption:
🏛️ Delhi🌊 Mumbai🌉 Kolkata🏖️ Chennai
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Last updated: March 2026 · Assessment Year: AY 2026-27 (FY 2025-26)